llms.txt

# My Spanish Property Finder

> Specialist Costa del Sol property agency helping British and European buyers find homes in Estepona, Marbella, Puerto Banús, Benahavís and Sotogrande. Independent, English-speaking, local expertise.

## Buying Guides

- [How to Buy Property in Spain as a UK Citizen (2026)](https://myspanishpropertyfinder.com/how-to-buy-property-spain-uk-citizen-2026/): Step-by-step guide for British buyers covering NIE, conveyancing lawyers, purchase taxes, mortgages, and the full buying process.
- [Spanish Mortgage for Non-Residents 2026](https://myspanishpropertyfinder.com/spanish-mortgage-non-residents-2026/): What UK buyers actually pay: LTV ratios, interest rates, required documents, and how to compare lenders.
- [NIE Number for UK Buyers 2026](https://myspanishpropertyfinder.com/nie-number-spain-uk-buyers-2026/): How to get your NIE from the UK or in Spain: London consulate process, using a lawyer, timelines.
- [Buying a New Build in Spain (2026)](https://myspanishpropertyfinder.com/buying-new-build-spain-uk-buyers-2026/): IVA vs ITP, off-plan risks, bank guarantees, snagging, developer warranties. what differs from a resale purchase.
- [Real Cost of Buying a €500k Apartment on the Costa del Sol (2026)](https://myspanishpropertyfinder.com/real-cost-buying-apartment-costa-del-sol-2026/): Full breakdown of all purchase costs: transfer tax, legal fees, notary, mortgage arrangement, and ongoing ownership costs.

## Legal and Tax

- [Form 210: Non-Resident Tax Return for UK Property Owners](https://myspanishpropertyfinder.com/form-210-spain-non-resident-tax-return-uk-property-owners/): How the annual imputed income tax works, rates post-Brexit, filing deadlines, quarterly vs annual, and how to use a gestor.
- [Spanish Inheritance Tax for British Property Owners](https://myspanishpropertyfinder.com/spanish-inheritance-tax-british-property-owners/): How ISD works, Andalusia's 99% family bonificación, Form 650 deadline, plusvalía municipal, and legitimate tax planning strategies.

## Visa and Residency

- [Spain's Non-Lucrative Visa for British Retirees (2026)](https://myspanishpropertyfinder.com/spain-non-lucrative-visa-british-retirees-2026/): Income thresholds (400% IPREM), health insurance requirements, consulate process, TIE card, and the 183-day tax residency rule.
- [Spain's Digital Nomad Visa for British Remote Workers (2026)](https://myspanishpropertyfinder.com/spain-digital-nomad-visa-british-remote-workers-2026/): Ley de Startups eligibility, income requirements, Beckham Law flat 24% tax rate, step-by-step UK application process.

## Location Guides

- [Benahavís Property Guide](https://myspanishpropertyfinder.com/locations/benahavis/): Complete buyer's guide to Benahavís, the dining capital of the Costa del Sol. Property prices, neighbourhoods, lifestyle, and what to expect.
- [Properties for Sale in Benahavís](https://myspanishpropertyfinder.com/locations/benahavis/property-for-sale-benahavis/): Search and enquire about current properties for sale in Benahavís.

## Key Pages

- [Home](https://myspanishpropertyfinder.com/): Costa del Sol property agency specialising in Estepona, Marbella, Puerto Banús, Benahavís, and Sotogrande for British buyers.
- [Contact](https://myspanishpropertyfinder.com/contact/): Speak to our English-speaking team about your property search on the Costa del Sol.